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Need to Accept Visa Debit Cards Online?

A long time client of ours noticed an increase in incomplete transactions in her Moneris gateway recently.  When she followed up with them she discovered that the issue was related to Visa Debit cards. In a card not-present environment (i.e. e-commerce), a Visa Debit card acts as a VISA card however the Visa Debit card plan must be accepted as a payment type in conjunction with the Visa Credit card plan. If the card plan is not added, the transaction will be declined, citing an error of “CARD...

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Introduction to PCI Compliance

I found myself explaining PCI Compliance again the other day and thought I would save time and just blog my response so I have it for next time.  Keep in mind this is a layman's view of PCI and while I do spend 90% of my day dealing with eCommerce merchants and their web sites, I am not, nor have I ever been a PCI Professional. PCI stands for "Payment Card Industry" and it is an international standard.  It is not a legislative requirement that I am aware of but it does align with legislation on...

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